top of page
Rates and Terms
Let's get down to business. Best hard money rates and terms in Utah.
Loan to Value Residential
Approx 65 - 70%
Loan to Value commercial
Approx 65 - 70%
Loan to Value Land
Approx 50 - 65%
Loan AMounts
$50,000 - $3,500,000
Term
1 month to 5 years
Points
2 - 3 points depending on length and LTV
Rates
7 - 11%
Types of Collateral
Real estate only - Residential, Commercial, and land
Location
Mostly in Utah (residential only in Utah)
Up-front fees
None
Closing Time
As little as 24 Hrs. Varies on complexity of deal
Appraisal
Not Required. Property inspection by staff usually required.
Credit Score
Not usually required. Loans based primarily on VALUE OF COLLATERAL.
Lien Position
First position liens only. Seconds available if LTV is very low.
bottom of page